If you received a Paycheck Protection Program (PPP) loan, loan forgiveness isn't automatic. You need to apply if you want your loan forgiven. You may need to include bank account statements on your PPP forgiveness application. Lenders want proof of your business's incoming money. As a result, you may have to show your bank statements to the lender when you apply for a business loan. The lender reviews the statements to determine if you are a good fit for a loan.